1. Trip Cancellation and Interruption Coverage:
Travel insurance from Tours & Travels typically includes coverage for trip cancellation and interruption, reimbursing travelers for prepaid and non-refundable trip expenses in case they need to cancel or cut short their trip due to covered reasons such as illness, injury, or unforeseen emergencies.
2. Emergency Medical Coverage:
Our travel insurance plans offer emergency medical coverage, including reimbursement for medical expenses incurred during the trip due to accidents, injuries, or illnesses. This coverage may include hospitalization, doctor visits, prescription medications, and emergency medical evacuation or repatriation.
3. Travel Assistance Services:
We provide access to travel assistance services 24/7, offering support and guidance to travelers in case of emergencies or unexpected situations during their trip. Services may include medical referrals, emergency cash transfers, legal assistance, and coordination of medical evacuations.
4. Baggage and Personal Belongings Coverage:
Our travel insurance plans typically include coverage for lost, stolen, or damaged baggage and personal belongings during the trip. This coverage reimburses travelers for the cost of replacing essential items such as clothing, electronics, and travel documents.
5. Trip Delay and Missed Connection Coverage:
We offer coverage for expenses incurred due to trip delays or missed connections, such as additional accommodation, meals, and transportation costs. This coverage helps travelers mitigate the financial impact of unexpected delays or disruptions to their travel plans.
6. Emergency Evacuation and Repatriation:
In the event of a medical emergency or other covered reasons requiring emergency evacuation or repatriation, our travel insurance plans provide coverage for the cost of transportation to the nearest appropriate medical facility or repatriation to the traveler’s home country.
7. Pre-Existing Medical Conditions Coverage:
Some of our travel insurance plans may offer coverage for pre-existing medical conditions, subject to certain conditions and eligibility criteria. This coverage provides peace of mind to travelers with pre-existing health conditions, ensuring they are protected during their trip.
8. Optional Coverage Add-Ons:
We may offer optional coverage add-ons or upgrades to customize travel insurance plans according to travelers’ specific needs and preferences. Optional coverage may include rental car insurance, adventure sports coverage, and additional medical coverage limits.
9. Group and Corporate Plans:
We provide tailored travel insurance plans for groups, families, and corporate travelers, offering discounted rates and customized coverage options to meet the unique needs of each group. Our team works closely with group organizers and travel managers to ensure seamless coverage for all travelers.
10. Claims Assistance and Support:
In the event of a covered loss or emergency during the trip, our claims assistance team provides support and guidance to travelers in filing and processing insurance claims. We strive to expedite the claims process and ensure timely reimbursement for covered expenses.
